Advantages for Bitcoin Exchanges


About BTCJam


BTCJam is the world's first truly global peer-to-peer lending website.

BTCJam has developed a credit-scoring algorithm that works completely online and on a global scale. It leverages users social networking profiles (such as Facebook and LinkedIn), E-Commerce transaction history (such as Paypal and Ebay history), and traditional data points such as income to determine the credit score of borrowers. Because BTCJam measures the repayment of the borrowers it scores, it can apply machine learning on the hundreds of data points collected to keep improving the repayment rate.


How well does it work?


  • The overall repayment rate is close to 90%
  • Our investors are enjoying up to 19% year on year returns
  • We have users from over 180 countries
  • Funded by Ribbit Capital (Xapo, Coinbase), Fundersclub, Barry Silbert, and more

BTCJam is the first “killer app” for Bitcoin. It leverages its decentralized nature, its global reach and its low fees to bring affordable credit to borrowers around the world. This produces very healthy returns to investors.



How can a Bitcoin Exchange benefit from working with BTCJam?


New Customers


We currently have users in over 180 countries. BTCJam is doing PR, content marketing, and online advertising (Facebook Ads and others) in many countries around the world. We constantly acquire new borrowers from various methods of traction. All of the users we acquire need an easy way to get bitcoin in and out of their local currencies. In other words, they need an exchange.


More Transactions and More Liquidity


When a borrower gets a loan, they need to sell the bitcoin on an exchange in their local currency. Then every time one of their monthly repayments is due, they have to buy bitcoin again to repay their loans. Partnering with BTCJam offers investors a steady stream of transactions and increased liquidity.


Interest Rates for Investors


People who currently have bitcoin are not getting any interest. With BTCJam, investors can now earn interest from their bitcoin holdings. Additionally, if they want to protect themselves against bitcoin volatility for a certain time period (without incurring conversion fees when buying/selling) they can invest in USD linked loans, which provide a hedge and return good interest in bitcoin. Differentiate yourself from other exchanges by providing interest on money that is parked on your exchange.


Loans for the People


Many people today can’t obtain affordable loans through their existing banking system. This is true in the USA, where unsecured loans are hard to come by for the average consumer. In developing countries such as Brazil, Argentina, India, and the Philippines, the situation can be much worse. By partnering with BTCJam, together we can enable access to affordable loans for people all around the world. Help people while making additional revenue for your exchange.


Requirements for Integration


A fully working API, that has O-Auth capabilities. Here's an example of a compatible API.



Interested in taking your exchange to the next level?


Please contact us at